Okay, hi everybody! This is Mick Bernard back with another credit tip of the week. Now, people call me all the time, and I want to talk about collections. Collections, especially with balances, can weigh down your credit score. So, here's what I say about that: be careful when you're paying off a collection. Because when you pay off a collection, it sometimes updates the date of last activity on your credit report, re-dates that account. This means it could stay on your report for seven more years, and you really don't want that to happen. So, when you're negotiating to pay a collection, I always encourage you to contact your collector. Do not just send in a check and make your payment because you received a letter in the mail. Because you want to convince them to remove it from your credit report. Paying a collection will not make your score go up, in fact, it might make your score go down. So, when you're paying those off, make sure you're getting the maximum bang for your buck. And that is, make that collection company remove it altogether. If you're unable to do that, we're masters at that. Please contact us, we'll be happy to assist you with those items. As always, this is Mick Barnard, and I'll be back next week with another credit tip for you guys.
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Can i sue my tax preparer Form: What You Should Know
How to Sue A Tax Preparer for Negligence — Tax Pro-tips When the tax preparer has provided services that you don't understand or that did not meet the expectations he or she established for you, there is an opportunity to file a negligence claim with the IRS. You can use this form How to Sue A Tax Preparer for Failure to Meet the Expectations on Your Tax Return — IRS.gov If you do not receive refunds or other compensation from your preparer you can file a tax return claim with the IRS. You can use this form to make a claim How to Sue a Tax Preparer Fraudulently — IRS Suing a tax preparer for fraud may be worthwhile especially if you are a victim of tax fraud. If you choose to seek recourse against a tax preparer for engaging in a scheme, fraud or other illegal act, the IRS will investigate and assess penalties. The IRS website provides additional information about your options when you are dissatisfied with your tax return preparer. There are more resources available for you to check out.
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